Bathroom remodel cost-How much should I spend on my bathroom remodel?

Poway bathroom remodel- planning for bathroom remodel cost

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When to finance a bathroom remodel and how you can plan to spend in San Diego.

So, you’ve decided to make that big investment and remodel your bathroom, congratulations! When you decide to take on such a task, one of the first questions you’ll ask yourself is “how much am I expected to spend?” It’s a valid concern and one that deserves plenty of consideration. There are a few things you’ll want to consider before making a final decision, such as the scope, cost, and how to pay for it all. Let’s look at the necessary steps and options. Preparing for bathroom remodel cost considerations is critical to the overall success of any project.

First, consider the scope of your project, this is a very important step. Are you planning on gutting the room and starting from scratch? Or are you just looking to make some cosmetic updates? If you’re doing cosmetic updates, are there ways to achieve that while watching your wallet? What can be done to help lessen the financial blow of bathroom remodel cost and expenses?

Obviously, a fresh coat of paint is going to cost less than replacing key features such as flooring or fixtures, is that all that’s needed? If you’re looking to change the overall design of the room, sometimes a bit of paint or new towel bars is all you’ll need. But if your new project indeed calls for something deeper, such as a total replacement of the shower or vanity, then you’ll be digging a bit further into your wallet.

If you are in the San Diego area, consider reaching out to the experts at Sheiner Construction for quotes on your project. Let the pros help you with your bathroom remodel cost planning.

 A Poway Bathroom done by Sheiner Construction- planning for bathroom remodel costs with the pros.
Professional Bathroom Remodel Costs- Not a DIY job.

How Much Does A Bathroom Remodel Cost?

Bathroom remodel cost considerations can vary greatly form one home, one project, and family to the next. Forbes.com says that the average bathroom remodel costs around $10,000 but remember that’s just the average spend for 2022. Some projects could cost well over $30,000, or as little as $2,500. It all depends on the size of the project. A vital thing to keep in mind is the impact of the 2020 through 2022 and its effects on the field.

Supplies, materials, and labor have suffered and since skyrocketed in price. This makes calculating the average cost a little tricky compared to pre-pandemic numbers. The best way to navigate this field is to speak directly to your local contractors in order to get accurate quotes for your personal project. Make sure to speak with multiple contractors in your area to compare prices, as well as get a good introduction to see if they’re the right fit for your home.

Remember, everything affects the price of your home remodeling project. From the floor to the ceiling, to the labor and the materials. Forbes says that the cost of the fixtures and flooring should occupy 15% of the total budget, meanwhile, paint should never go above 5%. Bathroom remodel cost factors can vary greatly and must all be considered carefully during the planning stages.

When your project is mostly DIY, then you can save a lot on labor charges. Thrifty handymen can stick to a budget of $2,100 on materials. A good option is to simply give your fixtures a fresh coat of paint, such as the toilet and tub.

Bathroom remodel cost considerations should take things like this into account. After all, chances are they already fit well into the room, and if they’re still in good shape you can bring new life into them. Otherwise, there are plenty of competitive brands that you can compare with, ensuring that the bathroom will be custom to your exact needs.

While going the DIY route is the cheaper option, there are notable upsides to having a professional do the job for you. For one, the dirty work will be done by the professionals, not only easing your body but your anxiety when it comes to proper measurements and materials. It can have a big impact on bathroom remodel cost overall though so it is worth keeping that in mind.

Another plus is the cost of material, in a lot of cases, the contractor can get a deal from the supplier, thus sharing those savings with you! But fair warning, the cost of labor will be the biggest spend of your budget. There are ups and down to either choice, just make sure to weigh all your options first as you work on your bathroom remodel cost points.

Financing the Bathroom of Your Dreams

If those prices sound intimidating, you’re not alone. But there are programs out there to help you. A big option is to take out a personal loan. The loan will pay off your contractor, along with almost everything else, and you can pay it off over either a few months or years. You can even adjust your monthly payments to fit your budget! But like any major financial decision, it’s best to do your research first. Fool.com lists some pros and cons of taking out a personal loan and can give you a good starting point for planning your bathroom remodel cost budget.


●  Payment package gives an estimate of how long it will take for you to pay off the loan.

●  The loan payments on the bathroom remodel cost are the same every month.

●  Your budget is almost limitless, whether it’s a small replacement or the cost of remodeling the whole bathroom!


●  You might have trouble getting approved for the loan if your credit score is below 600.

●  If you can’t get approved for a good interest rate, the loan you take could be expensive.

●  You might have trouble making payments if your income is not consistent.

A good starting point for a loan is as simple as talking to a representative of your bank. They can give you a good direction on whether you are ready to take out a personal loan. If your credit score is too low to qualify for a low interest loan, then it’s recommended to postpone the remodeling so you can have time to bring it up.

Two good ways to get your credit score back in the green are to pay off any outstanding debt (such as credit card debt) and check over your credit reports for any errors or fraudulent claims. The better your score, the more likely you will be to get approval on a low-interest-rate loan and the easier time you will have funding bathroom remodel cost concerns.

Another detail to remember is that you will get the money in one lump sum, so be sure to have a solid estimate of the overall cost of the project before committing to the loan. This detail is good if you’re hiring a professional to do the remodeling for you, just make sure they have all the information needed before giving you your estimate to pass to the bank, such as visiting the property and having a clear understanding of your vision. Some banks can fund a loan within a few days after approval, so make sure you take your time when communicating with the contractor, don’t feel like you need to rush this part.

A Home Equity Loan

Another option to finance your project is a home equity loan. Usbank.com says home equity loans are often referred to as second mortgages, so they should be treated as such. Like personal loans, you still need to have a good credit score in order to qualify for one. You will also be using the equity in your home as collateral for the loan, which means that if you fall behind in your payments the bank can seize your home to recoup the losses. The good news is that something like a bathroom remodel is exactly what the loans are for! You’re not just investing money into your home, but you’re also investing money into your property!

Something else to consider that mentioned by lendedu.com is financing through a home improvement store or company, this is by taking out a project loan or credit card through a store that specializes in home improvement, likely in the form of a credit card. For example, Home Depot offers a “Project Loan” credit card that can loan up to $55,000 towards your personal plans, especially materials that are purchased through the company. This can be a huge help when planning for bathroom remodel cost points.

This is great if you’re mostly doing DIY and are already a loyal customer of Home Depot. The plan also has fixed low monthly payments and boasts the flexibility to pay off. This can be great if a fixed payment plan isn’t exactly an option for you. The downside, however, is that plans like these are essentially credit cards with a different set of rules. Like all credit cards, be sure to read all the fine print before signing your name and committing to the card.

Should I Finance my Bathroom Remodel?

In conclusion, spending on a bathroom remodel can vary greatly depending on multiple points, but the major factor is the scope of the project. Is this a small improvement that you’re confident you can pull off? Or is this a full wall-to-wall job that will require lots of time, and effort, and will likely need the hands of a professional? It’s important to zero in on a proper plan before putting down any definite numbers when calculating bathroom remodel cost estimates.

However, a general rule of thumb, most homeowners should expect to spend around $5,000 – $10,000 on a mid-range bathroom remodel. Meanwhile, for those looking to do a complete overhaul of their bathroom, can expect to spend upwards of $20,000 – $30,000. Again, these numbers for bathroom remodel cost can greatly vary depending on your location and the effects of inflation.

Whether your plan is big or small, there are plenty of options to help you achieve the bathroom of your dreams. Remember, you’re investing in a room that will arguably get the most traffic in your home, so an investment here is a smart one. Just be sure to inspect all your options before jumping in and you will soon see the benefits of a newly improved bathroom.

If you’re in need of a bathroom remodel and are in the San Diego area, consider the professionals of Sheiner Construction for your project. Don’t let the bathroom remodel cost stand in your way!